) Group development loan or Local community improvement investment depth, such as the precise kind of financing and sort of entity supported (
설정한 아이디는 나중에 변경할 수 없으니 신중하게 입력해주세요. 변경 전 공유된 블로그/글/클립 링크는 연결이 끊길 수 있습니다.
Aside from a small lender that opts to generally be evaluated pursuant for the Retail Lending Examination in § 228.22, the Board assigns conclusions for your efficiency of a little lender evaluated underneath this section as offered in appendix E to this part.
The Board publishes on its community website, no less than thirty days ahead of time of the beginning of each and every calendar quarter, a summary of banks scheduled for CRA examinations for the subsequent two quarters.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
(A) Brings together the general performance scores for every supporting conclusion for every major solution line into a product line rating; and
스팸 게시물이 확대 생성되는 것을 방지하기 위하여 문구 및 사용 제한기간을
If an intermediate lender opts to get evaluated pursuant into the Neighborhood Enhancement Funding Exam in § 228.24, the Board evaluates the intermediate lender for your analysis interval preceding the lender's future CRA assessment pursuant into the Group Improvement Funding Examination in § 228.24 and carries on evaluations pursuant to this general performance examination for subsequent evaluation durations till the lender opts out.
implies a bank, excluding a bank designated to be a constrained reason financial institution pursuant to § 228.26, that experienced assets of at least $two billion as of December 31 in the two with the prior two calendar a long time. The Board adjusts and publishes the figure in this definition every year, according to the calendar year-to-year adjust in the normal of The customer Price tag Index for Urban Wage Earners and Clerical Employees, not seasonally modified, for each twelve-thirty day period interval ending in November, with rounding to the closest million.
Pursuant to § 228.28 and paragraph file of appendix D to this component, the Board incorporates the conclusions of a bank evaluated beneath an authorized program into its Point out or multistate MSA rankings, as applicable, and its institution score, accounting for paragraph g.two of appendix D to this component, as relevant.
The Board evaluates the file of the intermediate lender, or a small lender that opts to get evaluated beneath the Retail Lending Take a look at, of helping to meet up with the credit requirements of its entire Local community in its outside retail lending region pursuant to § 228.22, for a particular calendar year, if:
For household house loan loans, the bank have to detect the house home finance loan loans noted by its operations subsidiary beneath 12 CFR aspect 1003, if relevant, or accumulate and retain info on house mortgage loan loans by its operations subsidiary which the financial institution would have gathered and maintained pursuant to paragraph (a)(three) of the segment experienced the financial institution originated or click here purchased the loans.
A sizable bank as well as a constrained intent lender that could be a large bank based upon the asset sizing explained from the definition of a giant lender should gather and report back to the Board every year by April one a listing of Each and every facility-based mostly evaluation region displaying the States, MSAs, and counties in the facility-based evaluation spot, as of December 31 of the prior calendar 12 months or the last day the power-based evaluation place was in effect, supplied the power-centered evaluation space was delineated for a minimum of six months from the prior calendar year.
(one) For banking companies that preserve a website, all details expected for that bank's public file underneath this section has to be preserved to the financial institution's Web-site.